Delayed payments are one of the biggest challenges faced by MSMEs in India. Many small businesses supply goods or services to large corporates and PSUs, but payments often come after 30, 60, or even 90 days. During this waiting period, money gets locked in invoices, and businesses struggle to manage daily expenses.
To solve this issue, many MSMEs turn to bill discounting. However, the real advantage comes when this financing happens through an RBI-regulated platform.