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Debt is a common part of modern financial life. From credit cards and car loans to medical bills and personal loans, most Americans owe money in some form. However, when a financial setback occurs—job loss, illness, or unexpected expenses—it can become difficult to keep up with payments. Unfortunately, this is often when debt collection agencies step in, and not all of them follow the law. Some collectors resort to harassment, intimidation, and deception to pressure individuals into paying. Understanding your rights is the first step toward stopping such behavior.
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Most founders want a "catch-all" hire who can send invoices, update QuickBooks, prepare investor decks, handle payroll, and forecast cash flow. Someone who can "own finance."
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