The Central Directorate of National Savings (CDNS), sometimes referred to as Qaumi Bachat, changed the profit rates on Regular Income Certificates, Pakistani RICs March 2025, bringing about yet another big shift in Pakistan’s financial scene. Since their introduction in 1993, these certificates have been a mainstay of Pakistani savings products. They are intended to give investors—especially middle-class households, pensioners, and those looking for steady income streams—consistent monthly returns.
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