A Houston Dream Takes Flight: Sam’s Story
Sam grew up in Houston, watching his parents struggle with rent that never quite left room for savings. When his first child was born, he decided it was time to break that cycle. He began searching for a home in neighborhoods he had once driven past dreaming of a door with his own name on it. But when he visited a mortgage broker, his excitement dampened: the quoted rate seemed high, and the difference of even half a percent could mean hundreds of extra dollars per month.